What You Should Know About Safe Deposit Boxes

Filed Under (Security) by Admin on 09-10-2016

When considering renting a safe deposit box, many people are slightly clueless and don’t know much about them, as a result of this they often decide not to. To make it easier for all we have therefore compiled this list of things that we believe everyone should now about safety deposit boxes, to enable people to make informed, wise decisions:

safe deposit box

  • Safe deposit boxes are incredibly affordable when compared to other storage solutions, with many companies offering them for very small monthly fees with no hidden costs.
  • If you choose to store important documents inside a safe deposit box, such as wills, you are definitely very clever. However, make sure that this isn’t the only place that you store these and if possible allow someone that you’re close to, to have a copy also.
  • No one can guarantee that safety deposit boxes aren’t going to be affected by flooding. Yes floods are rare and extremely unlikely to occur at some safety deposit centres but it is always best to be cautious. If storing documents or paper work you should consider first of all placing them in a zip lock back or Tupperware box.
  • If possible also try to get a box which isn’t close to the ground, this again will reduce that chance of your items getting damaged should a flood take place.
  • Unless you choose to get a safety deposit box in a centre which is open 24/7, be sure not to put your passport or anything else that you could need to quickly access in an emergency inside your box.
  • Consider giving someone that is close to you and trustworthy access to your box also in case something happens to you that stops you from being able to access it. This person will have to sign should they enter it so you will always know exactly when they have been.
  • If you get a safe deposit box check what insurance cover you have got.
  • Make sure that you keep an inventory/list of the things inside your box, if possible containing any receipts, photographs – these will be needed should you ever have to make a claim.
  • Keep on top on monthly payments at all times otherwise boxes could be seized!

 

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